Modeling the economic effects of banking sector regulation and supervision

buir.advisorNeyaptı, Bilin
dc.contributor.authorŞenel, Gonca
dc.date.accessioned2016-01-08T18:02:56Z
dc.date.available2016-01-08T18:02:56Z
dc.date.issued2007
dc.descriptionAnkara : The Department of Economics, Bilkent University, 2007.en_US
dc.descriptionThesis (Master's) -- Bilkent University, 2007.en_US
dc.descriptionIncludes bibliographical references leaves 60-64.en_US
dc.description.abstractIn this thesis, the effect of bank regulation and supervision on economic growth is analyzed theoretically. By means of OLG model framework, optimization problems of three types of agents have been constructed: consumer’s utility maximization problem, producer’s and bank’s profit maximization problems. Two types of settings have been evaluated separately in order to figure out the monitoring decisions of the bank: homogenous producers and non-homogenous producers. Regulation and supervision level of the banking sector is represented by an index, which is denoted by α in the model and it affects the optimization behavior of each agent: it increases the amount of deposits transferred to banks by consumers; it enhances the amount of credit that is converted into capital, and it affects behaviors of the bank in terms of monitoring producers. Calibration analysis is performed and it is found that no monitoring is more preferable for the bank as compared to monitoring and variable cost monitoring is more preferable than fixed cost monitoring. In addition, comparative static analysis yield that higher bank regulation and supervision improves per capita output, wages and credit and reduces interest rates and producers with higher credit conversion capabilities have higher per capita output; they pay higher wages; they demand more credit and pay less interest rate.en_US
dc.description.provenanceMade available in DSpace on 2016-01-08T18:02:56Z (GMT). No. of bitstreams: 1 0003438.pdf: 558491 bytes, checksum: f891ac1d94737dccfb10eea65793d319 (MD5)en
dc.description.statementofresponsibilityŞenel, Goncaen_US
dc.format.extentxiii, 64 pages, graphs, tablesen_US
dc.identifier.urihttp://hdl.handle.net/11693/14605
dc.language.isoEnglishen_US
dc.rightsinfo:eu-repo/semantics/openAccessen_US
dc.subjectRegulation and Supervision of Banking Sectoren_US
dc.subjectEconomic Growthen_US
dc.subject.lccHG1725 .S46 2007en_US
dc.subject.lcshBanks and banking--State supervision.en_US
dc.subject.lcshEconomic growth.en_US
dc.subject.lcshFinancial services industry--State supervision.en_US
dc.titleModeling the economic effects of banking sector regulation and supervisionen_US
dc.typeThesisen_US
thesis.degree.disciplineEconomics
thesis.degree.grantorBilkent University
thesis.degree.levelMaster's
thesis.degree.nameMA (Master of Arts)

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