The charge-density oscillations (plasmons) of a low-density two-dimensional uniform electron gas are studied within the framework of finite temperature and frequency dependent (dynamic) version of Singwi, Tosi, Land, and Sjölander theory and compared with the recent experimental results. The use of the Hartree-Fock approximation for the static structure factor leads to a finite temperature dynamical counterpart of the static Hubbard approximation. We observe important differences between dynamic and static local-field factors as well as between the corresponding plasmon dispersion laws. Our calculated plasmon energies that include dynamic correlations are in very-good agreement with the recent experimental results.