Bank quality, loan demand and market discipline

dc.citation.epage72en_US
dc.citation.issueNumber4en_US
dc.citation.spage61en_US
dc.citation.volumeNumber50en_US
dc.contributor.authorÖnder, Z.en_US
dc.contributor.authorÖzyıldırım, S.en_US
dc.date.accessioned2015-07-28T12:04:09Z
dc.date.available2015-07-28T12:04:09Z
dc.date.issued2014-12-10en_US
dc.departmentDepartment of Managementen_US
dc.description.abstractIn this paper, we examine the disciplinary role of borrowers, who are one of the key stakeholders in Turkish banks and are heavily affected when their banks experience difficulty. In the theoretical model, we show that borrowers prefer to have a relationship with less risky banks although it increases their cost of getting funds. Empirically, we examine the relationship between quality of a bank and its loan demand and find that as riskiness of a bank decreases, its loan demand increases significantly, suggesting the disciplinary role of borrowers in Turkey.en_US
dc.description.provenanceMade available in DSpace on 2015-07-28T12:04:09Z (GMT). No. of bitstreams: 1 6975.pdf: 177616 bytes, checksum: fe1a736fea2127594c6de3db42ec753a (MD5)en
dc.identifier.doi10.2753/REE1540-496X500404en_US
dc.identifier.eissn1558-0938
dc.identifier.issn1540-496X
dc.identifier.urihttp://hdl.handle.net/11693/12974
dc.language.isoEnglishen_US
dc.publisherRoutledgeen_US
dc.relation.isversionofhttp://dx.doi.org/10.2753/REE1540-496X500404en_US
dc.source.titleEmerging Markets Finance and Tradeen_US
dc.subjectBank Risken_US
dc.subjectLoan Demanden_US
dc.subjectMarket Disciplineen_US
dc.titleBank quality, loan demand and market disciplineen_US
dc.typeArticleen_US

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