Most of the studies in the literature about channel modeling do not include the polarization. Aiming to develop a more realistic geometric model including polarization, the channel characteristics are examined using measurement data. Each multipath in the measurement data is modeled with a scatterer. Locations of scatterers are determined in the geometry based single bounce model. Then, each scatterer is replaced by a thin impedance disc. Electrical properties, sizes and orientations of discs are obtained using physical optics approximation. Using the channel model, XPD characteristics of the environment are examined. As a result of this study, a channel model for characterizing the general scenarios as much as possible is developed.